People often assume that getting help means paying someone. For most of what you need early on, it does not.
Who to call
Calgary Legal Guidance — 403-234-9266; Court Assistance Program (KB Amicus); Basic Needs Fund — call 211.
These are independent organisations. We are not connected to them, we are not paid to list them, and several of them help with things we do not touch at all.
For insolvency questions
A Licensed Insolvency Trustee is the only person licensed to advise on consumer proposals and bankruptcy in Canada. An initial consultation is usually free. If your difficulty is broader than the mortgage, that is the right first call — not us.
What free legal help can and cannot do
Duty counsel and clinic lawyers can explain your position, read what you have been served with, and tell you what your realistic options are. They generally cannot run a full defence for you. Even so, thirty minutes with someone who can read your documents is worth more than a fortnight of searching online.
About Airdrie
Propak Systems is the largest employer with around 1,100 staff worldwide across eight Airdrie facilities, and its work is tied to the oil and gas cycle. Alta Injection Molding and TransCanada Turbines are also significant. Property tax rose about 4.6% in 2026, roughly $115 a year on an average-priced home.
Here is the number that matters most in Airdrie: prices are down about 5% year over year after a 2024-25 peak. Anyone who bought near that peak has thin equity — possibly less than the costs of a court sale would consume. If that is you, get a payout figure and an opinion of value before assuming there is a cushion, because in this specific market there may not be. Acting early matters more here than in a town where prices only rose.
Where your Airdrie file sits
the Calgary Courts Centre — foreclosures are filed in the Calgary judicial district, not at a local courthouse. Title work goes through Land Titles South, Calgary.
One thing that is never free
Anyone charging an upfront fee to stop a foreclosure. That is the clearest warning sign in this business, and the people who can actually help are paid differently or not at all.
General information about the Alberta foreclosure process — not legal or financial advice, and nothing here guarantees an outcome. Every file is different.